1. Information We Collect
At Newarizona, we collect information necessary to provide our machine learning-powered financial analysis services:
- Financial Data: Transaction history, account balances, and spending patterns from connected financial institutions
- Personal Information: Name, email address, phone number, and billing information
- Technical Data: IP address, browser type, device information, and usage analytics
- Communication Data: Records of your interactions with our customer support team
2. How We Use Your Information
We use your information exclusively for the following purposes:
- Providing machine learning analysis of your financial data
- Generating personalized insights and forecasts about your cash flows
- Maintaining and improving our platform's functionality
- Communicating with you about your account and our services
- Ensuring the security and integrity of our platform
- Complying with legal obligations and regulatory requirements
Important: We do not use your data for marketing purposes, do not sell your information to third parties, and do not provide financial advice based on your data.
3. Data Security and Protection
We implement industry-leading security measures to protect your financial data:
- Encryption: All data is encrypted in transit and at rest using AES-256 encryption
- Access Controls: Strict access controls limit data access to authorized personnel only
- Regular Audits: We conduct regular security audits and penetration testing
- Compliance: We maintain compliance with SOC 2 Type II and other relevant standards
- Data Minimization: We only collect and retain data necessary for our services
4. Data Sharing and Disclosure
We do not sell, rent, or trade your personal information. We may share your data only in the following limited circumstances:
- Service Providers: With trusted third-party service providers who assist in operating our platform (under strict confidentiality agreements)
- Legal Requirements: When required by law, court order, or government regulation
- Business Transfers: In the event of a merger, acquisition, or sale of assets (with continued privacy protection)
- Safety and Security: To protect the rights, property, or safety of Newarizona, our users, or others
5. Your Rights and Choices
You have the following rights regarding your personal data:
- Access: Request access to your personal data we hold
- Correction: Request correction of inaccurate or incomplete data
- Deletion: Request deletion of your personal data (subject to legal obligations)
- Portability: Request a copy of your data in a machine-readable format
- Restriction: Request restriction of processing under certain circumstances
- Objection: Object to processing of your data for specific purposes
To exercise these rights, please contact us at privacy@newarizona.com or call +1 (617) 449-2835.
6. Data Retention
We retain your personal data only as long as necessary to provide our services and comply with legal obligations:
- Active account data is retained while your account remains active
- Financial transaction data is retained for up to 7 years for regulatory compliance
- Communication records are retained for up to 3 years
- Technical logs are retained for up to 1 year
7. International Data Transfers
Your data may be processed in countries other than your country of residence. We ensure appropriate safeguards are in place for international transfers, including:
- Standard contractual clauses approved by relevant authorities
- Adequacy decisions by regulatory bodies
- Certification schemes and codes of conduct
8. Third-Party Services
Our platform may integrate with third-party services for enhanced functionality:
- Financial Data Providers: We work with trusted aggregators to securely access your financial information
- Analytics Services: We use privacy-compliant analytics to improve our platform
- Cloud Infrastructure: We utilize secure cloud services with appropriate data protection agreements
- Payment Processors: For subscription billing, we work with PCI-compliant payment processors
9. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience:
- Essential Cookies: Required for platform functionality and security
- Performance Cookies: Help us understand how users interact with our platform
- Functional Cookies: Remember your preferences and settings
You can manage cookie preferences through your browser settings or our cookie preference center.
10. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.
11. California Privacy Rights
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
- Right to know what personal information is collected, used, shared, or sold
- Right to delete personal information held by us
- Right to opt-out of the sale of personal information (we do not sell personal information)
- Right to non-discrimination for exercising CCPA rights
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Posting the updated policy on our website
- Sending you an email notification
- Providing notice through our platform
Your continued use of our services after any changes constitutes acceptance of the updated policy.
13. Contact Information
If you have any questions about this Privacy Policy or our data practices, please contact us:
